Expert's Corner

How do I invest a year later?

By Rick Henly on Thursday, March 11th, 2010

It’s been about a year since stock prices hit their low point during the long bear market. Since then, of course, we’ve seen a big rally, but some of the decisions you made when the market was at its lowest point may still be affecting your portfolio’s performance and prospects. So now that we’ve reached the one-year anniversary of the market bottom, it’s a good time to see where you are today and how you can prepare for tomorrow... Read More...

Dogs are not wolves

By Rick Henly on Monday, March 1st, 2010

Double your weight loss!

By Rick Henly on Sunday, February 28th, 2010

Keep a food (nutrition) journal - double your weight loss!

Studies show that people who keep a daily food (nutrition) journal lose two times the weight than those who do not.

By focusing on what you put into your mouth on a daily basis helps your brain realize the good and bad foods you are feeding your body... Read More...

Lift with caution

By Rick Henly on Thursday, February 25th, 2010

Lifting a heavy object improperly is a guaranteed way to put undue strain on your lower back and perhaps injure it. The older we grow, the more prone we are to bacxk injury from lifting because of diminished flexibility. When lifting something heavy, let your legs do the work. Bend at the knees rather than at the waist and let your legs drive you and your burden up... Read More...

Fuel savings tips as gas prices soar

By Rick Henly on Thursday, February 25th, 2010

Record Gas Prices Make it Perfect Time to "Be Car Care Aware".

With gas prices climbing in many parts of the country, the Car Care Council is offering gas-saving maintenance and driving tips that really work.

"Millions of dollars worth of gasoline is wasted every day by motorists, because simple and inexpensive vehicle maintenance is neglected," said Rich White, executive director of the Car Care Council... Read More...

Time to take RMDs?

By Rick Henly on Thursday, February 25th, 2010

You may not have the pictures, suntan or souvenirs to show for it, but if you’re at least 70½, you’ve just finished a “vacation.” And that means you’ll have to do some work — on determining how much to take out of your retirement plans this year.

Typically, when you reach 70½, you must start taking required minimum distributions, or RMDs, from your traditional IRA or employer-sponsored
retirement plan, such as a 401(k), 403(b) and 457(b)... Read More...

Spay and neutering facts and myths

By Rick Henly on Saturday, February 13th, 2010

You hear it all the time, have your pets spayed or neutered, with no real explanation of what it means and why you should. It is surgical sterilization of the pet. Spaying refers to the removal of the uterus and ovaries of a female and neutering is the removal of the testicles of a male... Read More...

Shopping for an oven

By Rick Henly on Wednesday, February 10th, 2010

You're going to make Grandma's famous meatloaf. Or host a holiday meal. Or make little Johnny's first birthday cake. What oven should you trust with your culinary treasures? Choosing the right oven for your lifestyle can be daunting. There are so many options do you want, built-in, a single unit, double oven unit or convection... Read More...

Burn fat with these exercises

By Rick Henly on Wednesday, February 10th, 2010

Looking for a fat burning exercise workout:

jump up and down for 20 jumps

twist side to side

REPEAT 3x from jumps

25 basic crunches

25 reverse crunches

25 bicycles

lie on belly

10 heels to ceiling

10 lift hands

10 supermans

plank 1 min in pushup position

side plank :30 sec

elbow to knee :30 sec lie on side

Repeat other side

25 basic

25 reverse crunch

1 min elbow to knee on each side

:30 sec plank and alt knees down

:30 sec legs up to ceiling still in plank

Start @ bottom of basement

Run 2 stairs @ a time

lunge to next flight

Run 2 stairs @ a time

go down stairs

Repeat 5x

Jump up 2 stairs @ a time

10 burpees

Jump up 2 stairs @ a time next flight

squat thrusts

go down stairs

Repeat 5x

To experience these types of workouts the Parkview Huntington Family YMCA offers classes morning and evening... Read More...

Look at Value, not just Price

By Rick Henly on Wednesday, February 3rd, 2010

Most investors pay a great deal of attention to the price of their investments — yesterday’s price, today’s price, tomorrow’s price, next year’s price and so on. And that’s understandable, because we almost always want the prices of our investments to rise. Yet if you focus too much on price, you could end up making some costly mistakes... Read More...

Burn 500 calories in 30 minutes!

By Rick Henly on Monday, February 1st, 2010

Need to lose weight and shrink your body size down a few sizes by Spring Break?

If you're like most people, you have found that being affiliated with a gym, has not helped you become successful. Sorry to say, but this is simply the truth. You need to have a sound program that makes you move and lift - getting your heart rate up and working your muscles intensely enough so that you will burn the calories and shape your body... Read More...

Keep Your Dog Busy In Winter

By Rick Henly on Monday, February 1st, 2010

During the winter it is often too cold or snowy to walk your dog. But your dog still has the same energy level and needs proper exercise. If you are unable to exercise him with walks try some other creative ways of burning off that energy.

Make mealtime fun time... Read More...

Keep inflation in mind when investing

By Rick Henly on Tuesday, January 26th, 2010

As an investor, you’re no doubt aware of the potential effects of market volatility on your portfolio. But you also need to pay attention to another factor that could impact your investments’
return: inflation.

If you look back over the last few decades, you might not think inflation is much of a threat... Read More...

Avoiding a stalled vehicle

By Rick Henly on Friday, January 22nd, 2010

The stalled car syndrome, more noticeable on our roadways than in our driveways, has been with us for generations. But it becomes more critical with increased population. Beyond missed appointments or being late for work it also results in the condition known as road rage. Not only can a disabled vehicle have an annoying "ripple effect" that goes beyond the immediate scene, it can be disastrous for the driver who is left vulnerable to roadside crime or to the elements... Read More...

A little chiropractic soreness is okay

By Rick Henly on Friday, January 22nd, 2010

When you first begin any sort of physical activity, it's not unusual to experience some soreness. The beginning of chiropractic treatment can yield the same result. About 30 million people see a chiropractor each year. The most common side effect of chiropractic adjustments is a slight soreness... Read More...